Protect your next trip with our travel insurance
Looking for Cover-More travel insurance online? Discover more about our coverage below.
Our travel insurance plans and policy types
International Comprehensive and Comprehensive+
Our best travel insurance plans for trips that take you across the globe.
International Basic
Our essential cover for overseas medical expenses, personal liability, and luggage insurance.
Inbound Travel Insurance
Our comprehensive international travel insurance for non-residents visiting New Zealand.
Domestic Comprehensive and Comprehensive+
Our best travel insurance plans for New Zealand residents taking short or long trips within New Zealand.
Annual Multi-Trip
Our annual travel insurance offers the convenience of unlimited trips (up to the number of days per trip you choose) on the one policy.
Our top travel insurance benefits and cover options
Cancellation Cover
Spent your hard-earned savings on your holiday? You can choose the cancellation cover amount that suits you and your trip.
Cruise Travel Insurance
Travelling on a cruise? If you tell us you’re staying on a boat outside of the Territorial Sea of New Zealand for two or more nights, you’ll need our Cruise Cover to protect your boating trip.
Motorcycle/Moped Riding+ Cover
You can add additional motorcycle/moped travel insurance cover to your policy if you’re planning on driving or riding on one with engine capacity over 250cc while on holiday.
Snow Sports Cover
Our option to add travel insurance coverage for skiing, snowboarding, and snowmobiling is ideal for snow holidays.
Adventure Sports Cover
We automatically provide cover for over 80 adventure activities, plus our Adventure Activities Cover options can be added to include even more experiences.
Rental Vehicle Insurance Excess Cover
Planning on hiring a vehicle while you’re away? We can provide cover for your rental vehicle insurance excess in case of a mishap.
Luggage and Travel Documents Cover
Taking important items with you on holiday? We can help protect your valuables while you’re travelling.
Existing Medical Conditions
You can complete an online health assessment to confirm the appropriate travel insurance coverage for you.
Business Cover
Travelling for work? Our Comprehensive+ Plan can protect your business equipment, and provide cover for kidnap and ransom.
Want to know more? See our full range of travel insurance benefits.
How to choose the right Cover-More travel insurance for your trip
Our Cover-More travel insurance plans cover more of what’s important. However, each plan has different benefits and coverage conditions, so please consider your own needs carefully.
Our most comprehensive plans come with the benefits that are most important to you, including:
- Overseas medical expenses
- Overseas emergency dental expenses cover
- Luggage and travel documents cover
- Rental vehicle insurance excess
- 24-hour emergency assistance
- 21-day cooling-off period*
You can compare our Cover-More travel insurance plans side-by-side to find the level of cover and benefits that fit your budget and your journey. When you’re ready, you can get a quick quote online or call us on (0800) 500 225 to find a policy that best suits your needs.
Reminder: before you consider purchasing our travel insurance, please read the Policy Wording for our full policy details.
Ready to hit the road?
Find our best travel insurance coverage for you.
* Cooling-off period available when you cancel your policy within 21 days of purchase and you have not made a claim or departed on your journey.
** You can find a full list of automatically covered conditions on the Policy Wording of your chosen policy.