Seniors travel insurance FAQs

No, we don’t have specific travel insurance policies for senior travellers. At Cover-More, we offer a range of plan options to all travellers to help you find the cover that best suits you.

Yes, travel insurance age limits do apply to our policies. Travellers up to 99 years of age are eligible for our Cover-More travel insurance. However, this is subject to our acceptance criteria based on age at the time of buying the policy, destination, and trip duration.

Plans may not be available to all travellers.

At Cover-More, we cover a wide range of unforeseen incidents and mishaps, and we will be there to support you if something goes wrong on your trip.

However, travel insurance can’t cover absolutely everything.

It is important you read the  Policy Wording so you are aware of what our policies will and won’t cover before you consider purchasing our Cover-More travel insurance.

If you’re unsure, call our team on (0800) 500 225.

If cover for your EMC was denied in the online assessment during the quote process, you will not have any cover for incidents relating to your health that are related in any way to your existing medical condition(s). However, you may still have cover under the policy for benefits like lost luggage or travel documents.

Call us on (0800) 500 225 to see what sort of policy we can put together for you.

If it’s an emergency, call the local emergency line straight away.

Then, when you can, call our 24-hour emergency assistance team so we can help.

We will require a medical report from the treating doctor, potentially require details of your medical history and information from your doctor, as well as details of the cost of your overseas treatment.

We can also deal with the hospital directly while you focus on getting better.

Claims are subject to approval.

The medical certificate on the claim form may need to be completed by the usual doctor of the person whose health caused the claim. A specialist report may also be required. We may require additional medical information including a full history for a claim, but we will let you know if that arises.

Our Cover-More travel insurance plans can include coverage related to the health of other people in your life who may impact your travel plans. We understand unfortunately things can happen that may mean you have to cancel your trip or return home early.

Our additional expenses benefit can provide cover for claims for travel costs arising from the sudden disabling injury, sickness or disease or death of a relative or your business partner who is not travelling, so long as it meets the criteria outlined in our Policy Wording.

Please note: “relative” means a person who is your spouse, de facto, parent, parent-in-law, stepparent, guardian, grandparent, child, foster child, grandchild, brother, brother-in-law, half-brother, stepbrother, sister, sister-in-law, half-sister, stepsister, daughter, daughter-in-law, stepdaughter, son, son-in-law, stepson, fiancé, fiancée, uncle, aunt, niece, or nephew.

Limits, sub-limits, conditions, and exclusions apply. Please read the Policy Wording for full details on what is and isn’t covered before deciding if our travel insurance is right for you.

No, sorry. You may be able to adjust the price of your premium through altering the excess or the cancellation amount you wish to be covered for when generating a quote online.

No. You can pay by Visa, MasterCard, American Express, or PayPal.